How much does a nose job cost with insurance?
That’s a bit of a trick question because nose jobs are not typically covered by health insurance plans unless there is a medical need for the procedure.
- If you have a deviated septum that is making it difficult to breathe, this would be an example of a medical problem that needs to be surgically addressed.
- In this case, most insurance plans would cover at least part of the cost of the surgery, but only the part that is related to correcting the deviated septum.
- If you were to ask the surgeon to make cosmetic changes while he or she was working to correct the deviated septum, then this portion of the surgery would most likely not be covered by health insurance.
- Another exception to his may be if cosmetic surgery is necessary to restore a patient’s appearance following an injury, skin cancer, or any other circumstance that may have led to a physical deformity.
Why Doesn’t Health Insurance Cover The Cost Of A Nose Job?
How much does a nose job cost with insurance?
Many people that have asked that question have been more than a little surprised to learn that in most cases insurance will not cover any of the cost of a nose job. But why is that?
It’s simple, the medical industry is a business, and like any other business, it exists to make money.
So, when you have a medical procedure that is being done for cosmetic purposes only, then, of course, an insurance company is going to decline to pay for it.
If insurance companies paid for cosmetic surgeries then more and more people would be getting them, which would end up costing insurance companies a lot of money.
So, when you think of it that way it should make sense why your insurance company refused to pay for your nose job.
What Should I Expect To Pay If I Decide To Have A Nose Job
Now that you know that your insurance company isn’t likely to cover any of the cost of your nose job you can either decide to pay for it yourself or decide against having it done.
If you decide to pay for the procedure yourself you will probably want to secure some type of financing, because a nose job isn’t cheap.
But, when you look at the costs involved please keep in mind that you are doing this to make yourself look better and feel better, you can’t really put a price on that, can you?
Well, actually you can. That price includes the fees the surgeon charges you, the cost of an Anesthesiologist, and also the cost of the surgical venue.
How Much Does A Surgeon Charge To Perform A Nose Job?
The cost of a surgeon for a nose job is going to vary depending on a number of factors.
You need to remember that there’s no such thing as a simple nose job. For example, if a surgeon is going to be working on your nose then they can’t just take off a little bump.
What they have to do is take off that little bump, then make adjustments to the rest of your nose to compensate for this change.
With that being said there are some nose jobs that are more complicated than others, so there will be a variance in pricing because of this.
There’s also going to be a fairly wide range of prices a surgeon will charge you based on their experience and reputation.
When making a decision of which surgeon to hire you will probably be forced to consider the financial implications involved.
You probably don’t want to pay an astronomical amount, but you also don’t want to hire the cheapest surgeon you can find.
So what is the price range on average to hire a plastic surgeon for a nose job? It ranges between around $3,000 to surgeons in training who are supervised by experienced surgeons, to upward of $15,000 for the best and most reputable surgeons.
The Cost Of Hiring An Anesthesiologist
Because you definitely don’t want to be awake while your surgeon is performing your nose job, you will also have to pay for the services of an Anesthesiologist or a Nurse Anesthetist.
The cost for the former is about $500 per hour, while the cost for the latter is about $300 per hour on average.
What do these surgical specialists do?
They administer medications that will block pain and also keep you sedated during surgery.
While they are very expensive to hire, they are expensive because they are performing an extremely complicated service, and they are literally holding your life in their hands while they have you sedated.
The Cost Of The Surgical Venue
Because you can’t have a nose job performed in your living room you are also going to have to pay for the surgical venue. In regards to this, you have three options.
First, you could choose to have your surgery performed in a private surgical suite, usually located in your surgeon’s office.
This is generally the most cost-effective option, but when you choose this option you won’t have the peace of mind of knowing you are in an actual hospital in the unlikely event that something goes wrong.
The second option is to have your surgery in an ambulatory surgical center, which is a more equipped version of a private surgical suite.
The final and most expensive option is to have your surgery performed in a hospital. The cost of surgical venue is going to run about $1,000 on the low end, to upwards of $6,000 on the higher end.
After looking at the different expenses that go into determining the total cost of a nose job, you should have a better understanding of what’s going to be involved.
You have to pay for the surgeon, the venue, and the person that is going to administer anesthesia to you.
When you do the math that means:
- On the low end you would be paying about $5,000.
- On the high end, you would be looking at about $22,000.
The reality is that you will probably end up paying a cost somewhere in the middle, which is a significant investment.
But, you need to remember that this is an investment that should pay off for a long time by giving you a nose that you love.